4620 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4620 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1979
Lot Size0.8 acres (3,500 sqft)
Owner2 Company Names on Record
Last Sale$428,000 (Nov 2020)
Tax Bill$5,151 (2025)
Deeds & MortgagesJan 2024 Transfer
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-393-16-00

Property Details

APN / Parcel Number

Primary APN157-393-16-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4620 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 206 TR 008775
Legal SubdivisionHERMOSA MANOR
Legal Tract008775
Legal Block3
Legal Lot Number206
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4620 CALLE DE RETIRO OCEANSIDE, LAGUNA NIGUEL, CA 92677
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Intrafamily Transfer, Transfer
Nov 25, 2020Quit Claim Deed, Transfer
CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Nov 25, 2020Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleAug 9, 2016 · Amount on Record
Deed Document Number2020752612
Last Transfer DateJan 15, 2024
Transfer Doc0000012583
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2024
Property Address4620 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
Document Number0000012583
Map ReferenceMAP 8775
Instrument DateJan 15, 2024
Instrument2024-0012583
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4620 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 25, 2020
Property Address4620 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
Document Number0000752611
Instrument DateNov 23, 2020
Instrument752611
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4620 CALLE DE RETIRO OCEANSIDE CA 920575213, OCEANSIDE, CA 92057-5213

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 25, 2020
Property Address4620 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
Document Number0000752612
Map ReferenceMAP 8775
Instrument DateOct 29, 2020
Instrument2020-0752612
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4620 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213

Mortgage

Document Number0000752613
DateNov 25, 2020
Instrument2020-0752613
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$472,541 (+2%) Land $369,822 Building $102,719
2025$5,151.00 (+3.62%) Homeowner's exemption$463,276 (+4.04%) Land $362,571 Building $100,705
2023$4,971.00 (+1.53%)$445,289 Land $348,493 Building $96,796
2022$4,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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