4627 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4627 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1978
Lot Size0.8 acres (3,500 sqft)
Owner2 Individual Names on Record
Last Sale$601,500 (Oct 2024)
Tax Bill$6,773 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN157-393-19-00

Property Details

APN / Parcel Number

Primary APN157-393-19-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4627 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 209 TR 008775
Legal SubdivisionHERMOSA MANOR
Legal Tract008775
Legal Block2
Legal Lot Number209
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1616 S TREMONT ST, OCEANSIDE, CA 92054-5307
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Mar 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleJul 25, 2024 · Amount on Record
Deed Document Number2024277403
Prior Transfer DateNov 25, 2015
Prior Transfer Doc0000621469
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4627 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address857 RIM CREST DR, WESTLAKE VILLAGE, CA 91361-2074

Mortgage

Document Number0000352971
DateDec 27, 2023
Instrument2023-0352971
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4627 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Transaction TypeMortgage
Record UpdatedApr 7, 2023
Title CompanyPRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

NameVerified Name
Address857 RIM CREST DR, WESTLAKE VILLAGE, CA 91361-2074

Mortgage

Document Number0000082311
DateMar 30, 2023
Instrument2023-0082311
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$613,530 (+2%) Land $459,000 Building $154,530
2025$6,773.00 (+105.55%)$601,500 (+111.46%) Land $450,000 Building $151,500
2024$3,295.00 (+3.19%)
2023$3,193.00 (+1.53%)$284,451 Land $216,184 Building $68,267
2022$3,145.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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