462 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 462 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 1948
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$146,500 (Sep 2019)
Tax Bill$5,829 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-22-280-032

Property Details

APN / Parcel Number

Primary APN06-22-280-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
Gross Area2,220 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Foundation TypeRaised
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address462 S EDISON AVE
CityELGIN
StateIL
Zip60123-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 12 BLOCK 6
Legal SubdivisionSUNSET PARK
Legal Block6
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3015
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address462 S EDISON AVE, ELGIN, IL 60123-7217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Sep 4, 2019Grant Deed, Transfer · FHA Mortgage
GMFS
Feb 28, 2019Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2019 · Amount on Record
Deed SaleSep 4, 2019 · Amount on Record
Prior SaleFeb 28, 2019
Deed Document Number201940651
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address462 S EDISON AVE, ELGIN, IL 60123-7217
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051327
DateJul 2, 2021
Instrument2021K051327
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateSep 4, 2019
Property Address462 S EDISON AVE, ELGIN, IL 60123-7217
Document Number0000040651
Instrument DateAug 21, 2019
Instrument40651
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$219.75
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address462 S EDISON AVE ELGIN IL 601237217, ELGIN, IL 60123-7217

Mortgage

Document Number40652
DateSep 4, 2019
Instrument40652
Lender
NameGMFS
AddressBATON ROUGE, LA 70806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionKANE IL
Recording DateFeb 28, 2019
Property Address462 S EDISON AVE, ELGIN, IL 60123-7217
Document Number0000007909
Instrument DateNov 17, 2018
Instrument7909
Transaction TypeForeclosure
Record UpdatedMar 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,829.00 (+15.84%) Homeowner's exemption$84,406 (+8.57%) Land $18,293 Building $66,113$253,319 (+8.57%) Land $54,901 Building $198,418
2024$77,743 (+21.39%) Land $16,849 Building $60,894$233,322 (+21.44%) Land $50,567 Building $182,755
2022$5,032.00 (+4.7%) Homeowner's exemption$64,042 (+6.96%) Land $13,880 Building $50,162$192,126 (+6.96%) Land $41,640 Building $150,486
2021$4,806.00 Homeowner's exemption$59,875 Land $12,977 Building $46,898$179,625 Land $38,931 Building $140,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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