Kane County property record for 456 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1948 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2018) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-280-031 |
| Primary APN | 06-22-280-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,923 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 456 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 11 BLOCK 6 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 854900 |
456 S Edison Ave is owned and occupied by an individual who bought it in November 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 456 S EDISON AVE, ELGIN, IL 60123-7217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Mar 8, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 1, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Prior Sale | Aug 5, 2003 · Amount on File |
| Deed Document Number | 201853362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 456 S EDISON AVE, ELGIN, IL 60123-7217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044907 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020K044907 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 8, 2019 |
| Property Address | 456 S EDISON AVE, ELGIN, IL 60123-7217 |
| Document Number | 0000009298 |
| Instrument Date | Dec 30, 2018 |
| Instrument | 9298 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 456 S EDISON AVE ELGIN IL 601237217, ELGIN, IL 60123-7217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 1, 2018 |
| Property Address | 456 S EDISON AVE, ELGIN, IL 60123-7217 |
| Document Number | 0000053362 |
| Map Reference | MB29 PG47 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 2018K053362 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 456 S EDISON AVE, 456, ELGIN, IL 60123-7217 |
| Name | Verified Name |
|---|---|
| Address | 456 S EDISON AVE, ELGIN, IL 60123-7217 |
| Document Number | 0000053363 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018K053363 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 456 S Edison Ave was $5,569 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 Homeowner's exemption | $81,005 (+8.57%) Land $18,293 Building $62,712 | $243,112 (+8.57%) Land $54,901 Building $188,211 |
| 2024 | $74,611 Land $16,849 Building $57,762 | $223,923 Land $50,567 Building $173,355 | |
| 2022 | $4,809.00 (+4.75%) Homeowner's exemption | $61,463 (+6.96%) Land $13,880 Building $47,583 | $184,389 (+6.96%) Land $41,640 Building $142,749 |
| 2021 | $4,591.00 Homeowner's exemption | $57,464 Land $12,977 Building $44,487 | $172,392 Land $38,931 Building $133,461 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 456 S Edison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 456 S Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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