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470 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 470 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1948
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Dec 2021)
Tax Bill$5,976 (2025)
Deeds & MortgagesApr 2017 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-280-034

Property Details

APN / Parcel Number

Primary APN06-22-280-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
Gross Area2,070 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Construction TypeFrame
Lot Area6,100 sqft (0.14 acres)
Lot Dimensions122 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address470 S EDISON AVE
CityELGIN
StateIL
Zip60123-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 14 BLOCK 6
Legal SubdivisionSUNSET PARK
Legal Block6
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3015
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address470 S EDISON AVE, ELGIN, IL 60123-7217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2017Deed of Trust, Mortgage
JPMORGAN CHASE BANK NA
Dec 14, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleSep 21, 2007 · Amount on Record
Deed Document Number202192728
Prior Transfer DateJan 14, 2008
Prior Transfer Doc0000006891
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address470 S EDISON AVE, ELGIN, IL 60123-7217
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018494
DateApr 13, 2017
Instrument2017K018494
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 14, 2021
Property Address470 S EDISON AVE, ELGIN, IL 60123-7217
Document Number0000092728
Map ReferenceMB 29 PG 47
Instrument DateNov 21, 2021
Instrument2021K092728
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPRECISION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 WISCONSIN AVE # AVE1S, 315, OAK PARK, IL 60302-3489

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 ILLINOIS AVE, ELGIN, IL 60120-7959

Mortgage

Document Number0000092729
DateDec 14, 2021
Instrument2021K092729
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,976.00 (+17.02%) Homeowner's exemption$86,336 (+8.57%) Land $18,293 Building $68,043$259,112 (+8.57%) Land $54,901 Building $204,211
2024$79,521 (+21.39%) Land $16,849 Building $62,672$238,658 (+21.44%) Land $50,567 Building $188,091
2022$5,107.00 (+4.72%) Homeowner's exemption$65,507 (+6.96%) Land $13,880 Building $51,627$196,521 (+6.96%) Land $41,640 Building $154,881
2021$4,877.00 Homeowner's exemption$61,245 Land $12,977 Building $48,268$183,735 Land $38,931 Building $144,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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