Kane County property record for 420 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 4 ba · 3,514 sqft · built 1952 |
| Lot Size | 0.252 acres (10,973 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $372,500 (Apr 2004) |
| Tax Bill | $11,641 (2025) |
| Deeds & Mortgages | May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-361-004 |
| Primary APN | 06-12-361-004 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,514 sqft Living Area |
| Gross Area | 5,271 sqft |
| Basement Area | 1,757 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Lot Area | 10,973 sqft (0.252 acres) |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 420 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN EAST 7 RODS NORTH 95 FT OF LOT 3 BLOCK 15 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 851302 |
420 Prospect St is owned by a company that bought it in April 2004.
Source: Kane County records, as of September 3, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7234 W NORTH AVE, 208, ELMWOOD PARK, IL 60707-4202 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on File |
| Deed Sale | Apr 15, 2004 · Amount on File |
| Deed Document Number | 200446680 |
| Prior Transfer Date | Oct 10, 2001 |
| Prior Transfer Doc | 0000109743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 12, 2021 |
| Property Address | 420 PROSPECT ST, ELGIN, IL 60120-3763 |
| Document Number | 0000037249 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021K037249 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3023 N CLARK ST # 138, 3023, CHICAGO, IL 60657-5200 |
| Name | Verified Name |
|---|---|
| Address | 3023 N CLARK ST # 138, 138, CHICAGO, IL 60657-5200 |
The 2025 property tax bill for 420 Prospect St was $11,641, up 3.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,641.00 (+3.5%) | $152,589 (+8.57%) Land $25,969 Building $126,620 | $457,950 (+8.57%) Land $77,938 Building $380,012 |
| 2024 | $11,247.00 | $140,544 Land $23,919 Building $116,625 | $421,801 Land $71,786 Building $350,015 |
| 2022 | $9,281.00 (+3.95%) | $107,042 (+6.96%) Land $19,704 Building $87,338 | $321,126 (+6.96%) Land $59,112 Building $262,014 |
| 2021 | $8,928.00 | $100,077 Land $18,422 Building $81,655 | $300,231 Land $55,266 Building $244,965 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 420 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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