4617 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4617 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,943 sqft · built 1990
Lot Size0.25 acres (10,909 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (May 2025)
Tax Bill$2,274 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN211-62-123

Property Details

APN / Parcel Number

Primary APN211-62-123
Alternative APN
  • 211621238

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,943 sqft Living Area
Gross Area3,243 sqft
1st Floor Area1,597 sqft
2nd Floor Area1,346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,909 sqft (0.25 acres)
Parking Spaces3 Parking Spaces
Pool Area427 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4617 E MONTGOMERY RD
CityCAVE CREEK
StateAZ
Zip85331-5813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT FAIRWAYS AT TATUM RANCH MCR 329-39
Legal SubdivisionDESERT FAIRWAYS AT TATUM RANCH
Legal Lot Number56
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2006
Census Tract612700

Owner

4617 E Montgomery Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Maricopa County records, as of January 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 24, 2017Warranty Deed, Transfer · Conventional with PMI
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2025 · Amount on File
Deed SaleMay 14, 2025 · Amount on File
Prior SaleMar 24, 2017 · Amount on File
Deed Document Number2025276163
Prior Transfer DateMar 31, 2008
Prior Transfer Doc0000353190
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813

Mortgage

Document Number0000663748
DateNov 17, 2025
Instrument20250663748
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

NameVerified Name
Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813

Mortgage

Document Number0000517814
DateMay 10, 2021
Instrument20210517814
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813

Mortgage

Document Number0001101057
DateNov 12, 2020
Instrument20201101057
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000853878
DateOct 25, 2019
Instrument20190853878
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 24, 2017
Property Address4617 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813
Document Number0000208953
Instrument DateMar 3, 2017
Instrument208953
Transaction TypeTransfer
Record UpdatedApr 3, 2017
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4617 E MONTGOMERY RD CAVE CREEK AZ 853315813, CAVE CREEK, AZ 85331-5813

Mortgage

Document Number208954
DateMar 24, 2017
Instrument208954
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4617 E Montgomery Rd was $2,274.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,150 (+51.02%)$661,500 (+2.16%) Land $132,300 Building $529,200
2025$2,274.00$43,802 (-36.15%)$647,500 (-5.61%) Land $129,500 Building $518,000
2024$68,600$686,000 Land $137,200 Building $548,800
2023$2,419.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4617 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4617 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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