Maricopa County property record for 4623 E Montgomery Rd, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,943 sqft · built 1990 |
| Lot Size | 0.238 acres (10,371 sqft) |
| Owner | Owner Name on File |
| Last Sale | $610,000 (Jan 2006) |
| Tax Bill | $2,596 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-62-124 |
| Primary APN | 211-62-124 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,943 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| 2nd Floor Area | 1,346 sqft |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 10,371 sqft (0.238 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 486 sqft |
| Patio Area | 300 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4623 E MONTGOMERY RD |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | DESERT FAIRWAYS AT TATUM RANCH MCR 329-39 |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 19 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | DESERT FAIRWAYS AT TATUM RANCH |
| Legal Lot Number | 57 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 612700 |
The current owner of 4623 E Montgomery Rd bought it in January 2006.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2006 · Amount on File |
| Deed Sale | Jan 5, 2006 · Amount on File |
| Prior Sale | Jan 5, 2006 · Amount on File |
| Deed Document Number | 20060018330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000300791 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-0300791 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000583357 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 20180583357 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|---|
| Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Document Number | 0000253432 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 20190253432 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000035555 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 20200035555 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4623 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5814 |
| Document Number | 0000872981 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 20200872981 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4623 E Montgomery Rd was $2,596.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,320 | $663,200 Land $132,600 Building $530,600 | |
| 2025 | $2,596.00 | ||
| 2024 | $68,770 | $687,700 Land $137,500 Building $550,200 | |
| 2023 | $2,421.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4623 E Montgomery Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4623 E Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mojo Broadband Fixed Wireless | 250 / 50 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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