Maricopa County property record for 4603 E Montgomery Rd, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,577 sqft · built 1989 |
| Lot Size | 0.234 acres (10,232 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Apr 2018) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-62-121 |
| Primary APN | 211-62-121 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,577 sqft Living Area |
| 1st Floor Area | 2,577 sqft |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 10,232 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 422 sqft |
| Patio Area | 381 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4603 E MONTGOMERY RD |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-5813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | DESERT FAIRWAYS AT TATUM RANCH MCR 329-39 |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 19 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | DESERT FAIRWAYS AT TATUM RANCH |
| Legal Lot Number | 54 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 612700 |
4603 E Montgomery Rd is owned and occupied by an individual who bought it in April 2018.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Apr 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 9, 2017 | Quit Claim Deed, Transfer · Line of Credit TRUWEST CU |
| Aug 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on File |
| Deed Sale | Apr 16, 2018 · Amount on File |
| Prior Sale | Aug 9, 2017 |
| Deed Document Number | 20180283881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000463107 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 20200463107 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Document Number | 0001269982 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 20201269982 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 16, 2018 |
| Property Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Document Number | 0000283881 |
| Map Reference | MB 329 PG 39 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 20180283881 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 467 CLINT CIR, 467, PAGOSA SPRINGS, CO 81147-8179 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Document Number | 0000283882 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 20180283882 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 9, 2017 |
| Property Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Document Number | 0000586502 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 586502 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1667 N PRIEST DR TEMPE AZ 852811231, TEMPE, AZ 85281-1231 |
| Document Number | 586503 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 586503 |
| Name | TRUWEST CU |
|---|---|
| Type | Credit Union |
| Address | TEMPE, AZ 85281 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 9, 2017 |
| Property Address | 4603 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5813 |
| Document Number | 0000586504 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 586504 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1667 N PRIEST DR TEMPE AZ 852811231, TEMPE, AZ 85281-1231 |
The 2025 property tax bill for 4603 E Montgomery Rd was $2,535.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,630 | $666,300 Land $133,200 Building $533,100 | |
| 2025 | $2,535.00 | ||
| 2024 | $68,230 | $682,300 Land $136,400 Building $545,900 | |
| 2023 | $2,364.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4603 E Montgomery Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4603 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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