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4553 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4553 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,104 sqft · built 1989
Lot Size0.231 acres (10,083 sqft)
OwnerIndividual Name on File
Last Sale$782,000 (Jun 2024)
Tax Bill$2,650 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN211-62-120

Property Details

APN / Parcel Number

Primary APN211-62-120

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,104 sqft Living Area
1st Floor Area1,979 sqft
2nd Floor Area1,125 sqft

Exterior

Year BuiltBuilt 1989
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,083 sqft (0.231 acres)
Parking Spaces3 Parking Spaces
Pool Area450 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4553 E MONTGOMERY RD
CityCAVE CREEK
StateAZ
Zip85331-5810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT FAIRWAYS AT TATUM RANCH MCR 329-39
Legal Range04E
Legal Township05N
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionDESERT FAIRWAYS AT TATUM RANCH
Legal Lot Number53
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2006
Census Tract612700

Owner

4553 E Montgomery Rd is owned by an individual who bought it in June 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 4129, CAVE CREEK, AZ 85327-4129
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
DESERT FINANCIAL FEDERAL CREDIT UNION
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on File
Deed SaleJun 5, 2024 · Amount on File
Prior SaleJun 3, 2020 · Amount on File
Deed Document Number20240298712
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4553 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060732
DateJan 25, 2018
Instrument20180060732
Lender
NameDESERT FINANCIAL FEDERAL CREDIT UNION
TypeNon-Lending Institution
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4553 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLANDMARK TTL ASSURANCE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000672668
DateJul 27, 2020
Instrument20200672668
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4553 E Montgomery Rd was $2,650.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,420$674,200 Land $134,800 Building $539,400
2025$2,650.00
2024$69,080$690,800 Land $138,100 Building $552,700
2023$2,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4553 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4553 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
AirFiber WISP
Fixed Wireless		1,000 / 500
BAM Broadband
Fixed Wireless · not low latency		1,000 / 100
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

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