4558 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4558 Ramsey Rd, Oxford, MI 48371

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,158 sqft · built 1990
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jun 2011)
Tax Bill$3,346 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APND-03-26-400-038

Property Details

APN / Parcel Number

Primary APND-03-26-400-038

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,158 sqft Living Area
1st Floor Area1,895 sqft
Basement Area1,895 sqft
Unfinished Basement1,895 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area217,800 sqft (5 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4558 RAMSEY RD
CityOXFORD
StateMI
Zip48371-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT5N, R9E, SEC 26 PART OF SE 1/4 BEG AT PT DIST N 89-27-20 E 348.25 FT FROM CEN OF SEC, TH N 89-27-20 E 330 FT, TH S 00-11-10 W 660.54 FT, TH S 89-32-51 W 330 FT, TH N 00-11-10 E 660.01 FT TO BEG 5 A 11-26-02 FR 002
Legal Range09E
Legal Township05N
Legal Section26
JurisdictionOAKLAND MI
Township / Civil DivisionBRANDON
Census Block Group6
Census Block6010
Census Tract122400

Owner

4558 Ramsey Rd is owned and occupied by two individuals who bought it in June 2011.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4558 RAMSEY RD, OXFORD, MI 48371-3904
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2011 · Amount on File
Deed SaleJun 13, 2011 · Amount on File
Deed Document Number20111980
Deed Book / Page43129 / 237
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4558 RAMSEY RD, OXFORD, MI 48371-3904
Transaction TypeMortgage
Record UpdatedApr 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4558 RAMSEY RD, OXFORD, MI 48371-3904

Mortgage

Document Number0000309645
DateFeb 1, 2022
Book Page57386/249
Instrument309645
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term170 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4558 Ramsey Rd was $3,346 with a homeowner's exemption, down 47.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBrandon Charter Township
Unified School DistrictBrandon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,346.00 (-47.14%) Homeowner's exemption$282,320$564,640
2024$6,330.00
2023$258,060$516,120
2021$5,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4558 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4558 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

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