Mecklenburg County property record for 4615 Palladium Pl, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,138 sqft · built 1994 |
| Lot Size | 0.228 acres (9,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Sep 2022) |
| Tax Bill | $3,613 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-461-16 |
| Primary APN | 029-461-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Heated Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 996 sqft |
| Upper Floors Area | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,966 sqft (0.228 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 029-461-16 |
|---|---|
| Street Address | 4615 PALLADIUM PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L16 M25-726 |
| Legal Subdivision | HAYDEN COMMONS PH 01 |
| Legal Lot Number | 16 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5530 |
4615 Palladium Pl is owned and occupied by an individual who bought it in September 2022.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4615 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Prior Sale | Apr 30, 2014 · Amount on File |
| Deed Document Number | 0037662866 |
| Deed Book / Page | 37662 / 866 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4615 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000120504 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 36204/130 |
| Instrument | 2021120504 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 4615 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000134023 |
| Book / Page | 37662 / 866 |
| Map Reference | MB 25 PG 726 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022134023 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9519 HICKORY RIDGE RD, HARRISBURG, NC 28075-7666 |
| Name | Verified Name |
|---|---|
| Address | 4615 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000134024 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022134024 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 5, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Max Rate | 10.2% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4615 Palladium Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4615 Palladium Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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