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4622 Palladium Pl, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4622 Palladium Pl, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,507 sqft · built 1995
Lot Size0.221 acres (9,660 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2017)
Tax Bill$3,553 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN029-461-25

Property Details

APN / Parcel Number

Primary APN029-461-25

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,507 sqft Heated Area
Gross Area2,948 sqft
1st Floor Area1,221 sqft
Upper Floors Area1,286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,660 sqft (0.221 acres)
Garage Area441 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number029-461-25
Street Address4622 PALLADIUM PL
CityCHARLOTTE
StateNC
Zip28269-8130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL25 M25-726
Legal SubdivisionHAYDEN COMMONS PH 01
Legal Lot Number25
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract5530

Owner

4622 Palladium Pl is owned and occupied by an individual who bought it in November 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4622 PALLADIUM PL, CHARLOTTE, NC 28269-8130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 4, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2017 · Amount on File
Deed SaleNov 16, 2017 · Amount on File
Prior SaleJul 29, 2005 · Amount on File
Deed Document Number0032277716
Deed Book / Page32277 / 716
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4622 PALLADIUM PL, CHARLOTTE, NC 28269-8130
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029338
DateFeb 16, 2021
Book Page35675/763
Instrument2021029338
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueMar 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4622 PALLADIUM PL, CHARLOTTE, NC 28269-8130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030878
DateMar 4, 2020
Book Page34340/289
Instrument2020030878
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4622 Palladium Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4622 Palladium Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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