Mecklenburg County property record for 4607 Palladium Pl, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,170 sqft · built 1994 |
| Lot Size | 0.245 acres (10,681 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,000 (Jul 2023) |
| Tax Bill | $3,434 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-461-18 |
| Primary APN | 029-461-18 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Heated Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 1,088 sqft |
| Upper Floors Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,681 sqft (0.245 acres) |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 174 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 029-461-18 |
|---|---|
| Street Address | 4607 PALLADIUM PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L18 M25-726 |
| Legal Subdivision | HAYDEN COMMONS PH 01 |
| Legal Lot Number | 18 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5530 |
4607 Palladium Pl is owned and occupied by an individual who bought it in July 2023.
Source: Mecklenburg County records, as of July 20, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4607 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | Jul 8, 2021 · Amount on File |
| Deed Document Number | 2023064885 |
| Deed Book / Page | 38240 / 545 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 10, 2023 |
| Property Address | 4607 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000064885 |
| Book / Page | 38240 / 545 |
| Map Reference | MB 25 PG 726 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023064885 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY OF NC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1575 BELFAST CT, APOPKA, FL 32712-2025 |
| Name | Verified Name |
|---|---|
| Address | 4607 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000064886 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023064886 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 8, 2021 |
| Property Address | 4607 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000131958 |
| Book / Page | 36271 / 343 |
| Map Reference | MB 25 PG 726 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021131958 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9034 SALFORD CT, HUNTERSVILLE, NC 28078-8538 |
| Name | Verified Name |
|---|
| Document Number | 0000131959 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 36271/345 |
| Instrument | 2021131959 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4607 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028399 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 34324/709 |
| Instrument | 2020028399 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,434.00 | $355,900 Land $76,500 Building $279,400 | $355,900 Land $76,500 Building $279,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4607 Palladium Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4607 Palladium Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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