Mecklenburg County property record for 4623 Palladium Pl, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1994 |
| Lot Size | 0.236 acres (10,298 sqft) |
| Owner | Company Name on Record |
| Last Sale | $177,000 (May 2015) |
| Tax Bill | $3,335 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-461-14 |
| Primary APN | 029-461-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Heated Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,642 sqft |
| Upper Floors Area | 234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,298 sqft (0.236 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 029-461-14 |
|---|---|
| Street Address | 4623 PALLADIUM PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L14 M25-726 |
| Legal Subdivision | HAYDEN COMMONS PH 01 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5530 |
Source: Mecklenburg County records, as of December 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Nov 16, 2023 | Intrafamily Transfer, Transfer |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on Record |
| Deed Sale | May 26, 2015 · Amount on Record |
| Prior Sale | Aug 31, 2010 · Amount on Record |
| Deed Document Number | 0000063836 |
| Deed Book / Page | 029995 / 000328 |
| Last Transfer Date | Nov 16, 2023 |
| Transfer Doc | 0000108526 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000108061 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 39948/678 |
| Instrument | 2025108061 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 16, 2023 |
| Property Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Number | 0000108526 |
| Book / Page | 38486 / 480 |
| Map Reference | MB 25 PG 726 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023108526 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Name | Verified Name |
|---|---|
| Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000205601 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 36696/1 |
| Instrument | 2021205601 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4623 PALLADIUM PL, CHARLOTTE, NC 28269-8131 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000228341 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 36829/552 |
| Instrument | 2021228341 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,335.00 | $345,600 Land $76,500 Building $269,100 | $345,600 Land $76,500 Building $269,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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