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4609 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4609 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1980
Lot Size0.163 acres (7,101 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Jan 2017)
Tax Bill$5,758 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-403-01-00

Property Details

APN / Parcel Number

Primary APN157-403-01-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area7,101 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4609 VINYARD ST
CityOCEANSIDE
StateCA
Zip92057-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 TR 009159
Legal SubdivisionRIVERDALE
Legal Tract009159
Legal Block3
Legal Lot Number89
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18609

Owner

Source: San Diego County records · APN 157-403-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5782 TORTUGA RD, SAN DIEGO, CA 92124-1214
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · VA Mortgage
GRIFFIN FUNDING INC
Nov 29, 2017Deed of Trust, Mortgage · VA Mortgage
GRIFFIN FUNDING INC
Jan 26, 2017Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2017 · Amount on Record
Deed SaleJan 26, 2017 · Amount on Record
Prior SaleSep 04, 2013 · Amount on Record
Deed Document Number201741645
Prior Transfer DateMay 11, 2011
Prior Transfer Doc0000322913
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4609 VINYARD ST, OCEANSIDE, CA 92057-5128
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyELEVATED TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 VINYARD ST, OCEANSIDE, CA 92057-5128

Mortgage

Document Number0000787925
DateDec 09, 2020
Instrument2020-0787925
Lender
NameGRIFFIN FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4609 VINYARD ST, OCEANSIDE, CA 92057-5128
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000553712
DateNov 29, 2017
Instrument2017-0553712
Lender
NameGRIFFIN FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 26, 2017
Property Address4609 VINYARD ST, OCEANSIDE, CA 92057-5128
Document Number0000041645
Instrument DateDec 30, 2016
Instrument41645
Transaction TypeTransfer
Record UpdatedFeb 01, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 VINYARD ST OCEANSIDE CA 920575128, OCEANSIDE, CA 92057-5128

Mortgage

Document Number41646,
DateJan 26, 2017
Instrument41646
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$520,862 (+2%) Land $264,846 Building $256,016
2025$5,758.00 (+5.17%)$510,650 (+4.04%) Land $259,653 Building $250,997
2023$5,475.00 (+1.54%)$490,822 Land $249,571 Building $241,251
2022$5,392.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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