4601 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4601 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 1980
Lot Size0.144 acres (6,264 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jan 2017)
Tax Bill$2,498 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2025 Second Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN157-403-03-00

Property Details

APN / Parcel Number

Primary APN157-403-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,264 sqft (0.144 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4601 VINYARD ST
CityOCEANSIDE
StateCA
Zip92057-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 87 TR 009159
Legal SubdivisionRIVERDALE
Legal Tract009159
Legal Block3
Legal Lot Number87
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18609

Owner

Source: San Diego County records · APN 157-403-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
May 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 23, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 18, 2017Deed of Trust, Mortgage · VA Mortgage
CALIBER HM LOANS
Jan 27, 2017Grant Deed, Transfer · VA Mortgage
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleJan 07, 2009 · Amount on Record
Deed Document Number201744879
Last Transfer DateDec 08, 2020
Transfer Doc0000066574
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2026
Property Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
Document Number0000189521
Instrument DateJun 27, 2026
Instrument2026189521
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
InvestorPossibly a Property Investor

Mortgage

Document Number0000189521,
DateJul 02, 2026
Instrument2026189521
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128

Mortgage

Document Number0000144379
DateMay 30, 2025
Instrument2025-0144379
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000398158
DateJul 23, 2020
Instrument2020-0398158
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
Document Number0000384285
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4601 VINYARD ST OCEANSIDE CA 920575128, OCEANSIDE, CA 92057-5128

Mortgage

Document Number0000384285
DateAug 23, 2017
Instrument384285
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 27, 2017
Property Address4601 VINYARD ST, OCEANSIDE, CA 92057-5128
Document Number0000044879
Instrument DateDec 30, 2016
Instrument44879
Transaction TypeTransfer
Record UpdatedFeb 02, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$467.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4601 VINYARD ST OCEANSIDE CA 920575128, OCEANSIDE, CA 92057-5128

Mortgage

Document Number44880,
DateJan 27, 2017
Instrument44880
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37207
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$230,399 (+2%) Land $43,631 Building $186,768
2025$2,498.00 (+5.31%) Homeowner's exemption$225,882 (+4.04%) Land $42,776 Building $183,106
2023$2,372.00 (+1.63%) Homeowner's exemption$217,113 Land $41,116 Building $175,997
2022$2,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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