4604 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4604 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1980
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2018)
Tax Bill	$6,019 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-402-25-00`

Property Details

APN / Parcel Number

Primary APN	`157-402-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,327 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4604 VINYARD ST
City	OCEANSIDE
State	CA
Zip	92057-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 TR 009159
Legal Subdivision	RIVERDALE
Legal Tract	009159
Legal Block	3
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	18609

Owner

Source: San Diego County records · APN 157-402-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 06, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 14, 2018	Quit Claim Deed, Transfer Quitclaim
May 14, 2018	Quit Claim Deed, Transfer Quitclaim
May 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2018 · Amount on Record
Deed Sale	Jul 06, 2018 · Amount on Record
Prior Sale	Sep 24, 1999 · Amount on Record
Deed Document Number	2018277289
Prior Transfer Date	Apr 10, 2003
Prior Transfer Doc	0001247438
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127

Mortgage

Document Number	0000552912
Date	Sep 21, 2020
Instrument	2020-0552912

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 06, 2018
Property Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Document Number	0000277289
Instrument Date	Jun 20, 2018
Instrument	277289
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$533.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4604 VINYARD ST OCEANSIDE CA 920575127, OCEANSIDE, CA 92057-5127

Mortgage

Document Number	277290
Date	Jul 06, 2018
Instrument	277290

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2018
Property Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Document Number	0000193688
Instrument Date	May 14, 2018
Instrument	193688
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 130307 CARLSBAD CA 920130307, CARLSBAD, CA 92013-0307

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2018
Property Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Document Number	0000193687
Instrument Date	May 14, 2018
Instrument	193687
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 130307 CARLSBAD CA 920130307, CARLSBAD, CA 92013-0307

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2018
Property Address	4604 VINYARD ST, OCEANSIDE, CA 92057-5127
Document Number	0000193689
Instrument Date	May 14, 2018
Instrument	193689
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 130307 CARLSBAD CA 920130307, CARLSBAD, CA 92013-0307

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$551,841 (+2%) Land $222,214 Building $329,627
2025	$6,019.00 (+5.23%) Homeowner's exemption	$541,021 (+4.04%) Land $217,857 Building $323,164
2023	$5,720.00 (+1.56%) Homeowner's exemption	$520,015 Land $209,399 Building $310,616
2022	$5,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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