4593 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4593 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,666 sqft · built 1980
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Jul 2015)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`157-403-05-00`

Property Details

APN / Parcel Number

Primary APN	`157-403-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,940 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4593 VINYARD ST
City	OCEANSIDE
State	CA
Zip	92057-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 TR 009159
Legal Subdivision	RIVERDALE
Legal Tract	009159
Legal Block	3
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18609

Owner

Source: San Diego County records · APN 157-403-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Oct 28, 2010 · Amount on Record
Deed Document Number	2015380131
Prior Transfer Date	May 26, 2004
Prior Transfer Doc	0000514052
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579345
Date	Dec 13, 2017
Instrument	2017-0579345

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197358
Date	Apr 17, 2020
Instrument	2020-0197358

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126

Mortgage

Document Number	0000746412
Date	Nov 24, 2020
Instrument	2020-0746412

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Document Number	0000437300
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4593 VINYARD ST OCEANSIDE CA 920575126, OCEANSIDE, CA 92057-5126

Mortgage

Document Number	0000437300
Date	Oct 02, 2019
Instrument	437300

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Document Number	0000417378
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4601 VINYARD ST OCEANSIDE CA 920575128, OCEANSIDE, CA 92057-5128

Mortgage

Document Number	0000417378
Date	Sep 23, 2019
Instrument	417378

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4593 VINYARD ST, OCEANSIDE, CA 92057-5126
Document Number	0000482665
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4593 VINYARD ST OCEANSIDE CA 920575126, OCEANSIDE, CA 92057-5126

Mortgage

Document Number	0000482665
Date	Oct 18, 2017
Instrument	482665

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$474,527 (+2%) Land $268,211 Building $206,316
2025	$5,172.00 (+5.23%) Homeowner's exemption	$465,223 (+4.04%) Land $262,952 Building $202,271
2023	$4,915.00 (+1.57%) Homeowner's exemption	$447,160 Land $252,743 Building $194,417
2022	$4,839.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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