4609 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4609 Phyllis Ln, Concord, CA 94521 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 1964
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$940,000 (Mar 2022)
Tax Bill$10,854 (2025)
Deeds & MortgagesOct 2017 Mortgage
Dec 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN115-391-015-1

Property Details

APN / Parcel Number

Primary APN115-391-015-1
Alternative APN
  • 115-391-015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,979 sqft Living Area
1st Floor Area1,979 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1974
Lot Area8,000 sqft (0.184 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address4609 PHYLLIS LN
CityCONCORD
StateCA
Zip94521-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3180 LOT 83 EX POR MR
Legal SubdivisionOAKROYAL SUB 3180
Legal Tract3180
Legal Lot Number83
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2006
Census Tract333200

Owner

Source: Contra Costa County records · APN 115-391-015-1

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4609 PHYLLIS LN, CONCORD, CA 94521-1902
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Dec 27, 2018Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Mar 04, 2022Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Prior SaleApr 30, 1996 · Amount on Record
Deed Document Number202239998
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0000200835
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4609 PHYLLIS LN, CONCORD, CA 94521-1902
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000181197
DateOct 04, 2017
Instrument2017-181197
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2032

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4609 PHYLLIS LN, CONCORD, CA 94521-1902
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000206499
DateDec 27, 2018
Instrument2018-206499
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4609 PHYLLIS LN, CONCORD, CA 94521-1902
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number0000196879
DateJul 12, 2021
Instrument2021-196879
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 04, 2022
Property Address4609 PHYLLIS LN, CONCORD, CA 94521-1902
Document Number0000039998
Map ReferenceMB 93 PG 7
Instrument DateMar 02, 2022
Instrument2022-039998
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4609 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number0000039999
DateMar 04, 2022
Instrument2022-039999
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$892,000 (-) Land $512,426 Building $379,574
2025$10,854.00 (+0.97%)$892,000 (+0.34%) Land $512,426 Building $379,574
2023$10,750.00 (+142.28%)$889,000 Land $511,000 Building $378,000
2022$4,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Phyllis Ln

Nearby Streets

Search Property Records by Address or Parcel Number