4605 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4605 Phyllis Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,976 sqft · built 1964
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Aug 2019)
Tax Bill	$9,519 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-437-002-5`

Property Details

APN / Parcel Number

Primary APN	`115-437-002-5`
Alternative APN	`115-437-002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4605 PHYLLIS LN
City	CONCORD
State	CA
Zip	94521-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 3227 LOT 162 EX POR MR
Legal Subdivision	CLAYTON SQUARE SUB 3227
Legal Tract	3227
Legal Lot Number	162
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4605 PHYLLIS LN, CONCORD, CA 94521-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Correction Deed · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Document Number	2019139359
Last Transfer Date	Sep 9, 2021
Transfer Doc	0000255541
Record Updated	Sep 20, 2026

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2021
Property Address	4605 PHYLLIS LN, CONCORD, CA 94521-1902
Document Number	0000255541
Map Reference	MB 95 PG 4
Instrument Date	Sep 9, 2021
Instrument	2021-255541
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4605 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number	0000255542
Date	Sep 14, 2021
Instrument	2021-255542

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 28, 2019
Property Address	4605 PHYLLIS LN, CONCORD, CA 94521-1902
Document Number	0000139359
Map Reference	MB 95 PG 4
Instrument Date	Aug 6, 2019
Instrument	2019-139359
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4605 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number	0000139360
Date	Aug 28, 2019
Instrument	2019-139360

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$786,436 (+2%) Land $446,205 Building $340,231
2025	$9,519.00 (+4.44%)	$771,016 (+4.04%) Land $437,456 Building $333,560
2023	$9,114.00 (+1.27%)	$741,078 Land $420,470 Building $320,608
2022	$9,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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