4621 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4621 Phyllis Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1964
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2023)
Tax Bill	$11,065 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-391-013-6`

Property Details

APN / Parcel Number

Primary APN	`115-391-013-6`
Alternative APN	`115-391-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4621 PHYLLIS LN
City	CONCORD
State	CA
Zip	94521-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3180 LOT 81 EX POR MR
Legal Subdivision	3180 OAK ROYAL
Legal Tract	3180
Legal Lot Number	81
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Aug 4, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	202374430
Prior Transfer Date	May 23, 2020
Prior Transfer Doc	0000112601
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	WFG NATIONAL TITLE INSURANCE, WEG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number	0000113307
Date	Oct 28, 2025
Instrument	2025- 113307

Lender

Name	THE DART BANK
Type	Bank
Address	368 S PARK ST, MASON, MI 48854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2023
Property Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902
Document Number	0000074430
Map Reference	MB 93 PG 7
Instrument Date	Jul 28, 2023
Instrument	2023-074430
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number	0000074431
Date	Aug 4, 2023
Instrument	2023-074431

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2020
Property Address	4621 PHYLLIS LN, CONCORD, CA 94521-1902
Document Number	0000112601
Instrument Date	May 23, 2020
Instrument	112601
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 PHYLLIS LN CONCORD CA 945211902, CONCORD, CA 94521-1902

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,360 (+2%) Land $572,220 Building $364,140
2025	$11,065.00 (+100.27%) Homeowner's exemption	$918,000 (+120.41%) Land $561,000 Building $357,000
2023	$5,525.00 (+1.53%)	$416,502 Land $263,182 Building $153,320
2022	$5,442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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