4608 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4608 Phyllis Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1965
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2016)
Tax Bill	$8,554 (2025)
Deeds & Mortgages	May 2019 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-392-001`

Property Details

APN / Parcel Number

Primary APN	`115-392-001`
Alternative APN	`115-392-001-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4608 PHYLLIS LN
City	CONCORD
State	CA
Zip	94521-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3180 LOT 84 EX POR MR
Legal Subdivision	SUBDIVISION 3180
Legal Tract	3180
Legal Lot Number	84
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4608 PHYLLIS LN, CONCORD, CA 94521-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2016 · Amount on Record
Deed Sale	Sep 29, 2016 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Document Number	2016201115
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000032153
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4608 PHYLLIS LN, CONCORD, CA 94521-1903
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067602
Date	May 10, 2019
Instrument	2019-067602

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2021
Property Address	4608 PHYLLIS LN, CONCORD, CA 94521-1903
Document Number	0000032153
Map Reference	MB 93 PG 7
Instrument Date	Jan 28, 2021
Instrument	2021-032153
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4608 PHYLLIS LN, 4608, CONCORD, CA 94521-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4608 PHYLLIS LN, CONCORD, CA 94521-1903

Mortgage

Document Number	0000032154
Date	Feb 2, 2021
Instrument	2021-032154

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,352 (+2%) Land $387,099 Building $317,253
2025	$8,554.00 (+4.56%) Homeowner's exemption	$690,542 (+4.04%) Land $379,509 Building $311,033
2023	$8,181.00 (+1.34%) Homeowner's exemption	$663,729 Land $364,773 Building $298,956
2022	$8,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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