4609 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4609 Ladera Way, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,918 sqft Living Area
Lot Size8,250 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$173,000 (1998)
Tax Bill$3,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN247-0095-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,918 sqft Living Area
1st Floor1,918 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCustom Design Style
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,250 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage Area418 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address4609 LADERA WAY
CityCARMICHAEL
StateCA
Zip95608-1507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHO DE LOS OLIVOS 04, LOT 136
Legal SubdivisionRANCHO DE LOS OLIVOS 04
Legal Lot Number136
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup1
Census Block1005
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0095-004-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4609 LADERA WAY, CARMICHAEL, CA 95608-1507
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 1998 · Amount on Record
Deed SaleOct 22, 1998 · Amount on Record
Deed Book / Page981022 / 958
Last Transfer DateMar 19, 2026
Transfer Doc2026000510
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSACRAMENTO CA
Recording DateApr 10, 2026
Property Address4609 LADERA WAY, CARMICHAEL, CA 95608-1507
Document Number2026000510
Book / Page20260410 / 510
Instrument DateMar 19, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address4609 LADERA WAY, CARMICHAEL, CA 95608-1507

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4609 LADERA WAY, CARMICHAEL, CA 95608-1507
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 LADERA WAY, CARMICHAEL, CA 95608-1507

Mortgage

Document Number0000001597
DateAug 27, 2021
Instrument2021082701597
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$275,814 (+2%) Land $135,907 Building $139,907
2025$3,209.00 (+2.2%) Homeowner's exemption$270,407 (+4.04%) Land $133,243 Building $137,164
2024$3,140.00 (+1.65%)
2023$3,089.00 (+2.08%) Homeowner's exemption$259,909 Land $128,070 Building $131,839
2022$3,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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