4604 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4604 Ladera Way, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1972
Square Footage2,645 sqft Living Area
Lot Size8,210 sqft (0.189 acres)
Garage462 sqft
OccupancyOwner Occupied
Tax Bill$2,157.00 (2025)

Property Details

APN / Parcel Number

Primary APN247-0091-018-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,645 sqft Living Area
1st Floor1,556 sqft 1st Floor
2nd Floor1,089 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,210 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
Pool Area8,800 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address4604 LADERA WAY
CityCARMICHAEL
StateCA
Zip95608-1508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHO DE LOS OLIVOS 04, LOT 166
Legal SubdivisionRANCHO DE LOS OLIVOS 04
Legal Lot Number166
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup1
Census Block1006
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0091-018-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4604 LADERA WAY, CARMICHAEL, CA 95608-1508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4604 LADERA WAY, CARMICHAEL, CA 95608-1508
Document Number1804240516
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 03, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4604 LADERA WAY CARMICHAEL CA 956081508, CARMICHAEL, CA 95608-1508

Mortgage

Document Number1804240516
DateApr 24, 2018
Instrument1804240516
Lender
NameSF FIRE CU
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 23, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$186,935 (+2%) Land $29,133 Building $157,802
2025$2,157.00 (+2.23%) Homeowner's exemption$183,270 (+4.04%) Land $28,562 Building $154,708
2024$2,110.00 (+1.69%)
2023$2,075.00 (+2.07%) Homeowner's exemption$176,154 Land $27,453 Building $148,701
2022$2,033.00

Flood & Wildfire

4604 Ladera Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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