Sacramento County property record for 4601 Ladera Way, Carmichael, CA 95608 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,734 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2019) |
| Tax Bill | $6,433.00 (2025) |
Source: Sacramento County records · APN 247-0095-006-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SCHOOLSFIRST FCU |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 10, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LNDG LLC |
| Sep 26, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Oct 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Feb 23, 2007 · Amount on Record |
| Deed Book / Page | 20191010 / 930 |
| Prior Transfer Date | Sep 25, 2018 |
| Prior Transfer Doc | 9260000000440 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 0000000436 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202404170436 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 16, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 0000000892 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 202105190892 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 5190000000892 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 20210519/892 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 10, 2019 |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 1910100930 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 1910100930 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4601 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507 |
| Document Number | 1910100931 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 1910100931 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 26, 2018 |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 1809260440 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 1809260440 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4601 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4601 LADERA WAY, CARMICHAEL, CA 95608-1507 |
| Document Number | 1710171639 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4601 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507 |
| Document Number | 1710171639 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 1710171639 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $541,024 (+2%) Land $143,427 Building $397,597 | |
| 2025 | $6,433.00 (+2.14%) | $530,416 (+4.04%) Land $140,615 Building $389,801 |
| 2024 | $6,298.00 (+1.61%) | |
| 2023 | $6,198.00 (+2.02%) | $509,820 Land $135,155 Building $374,665 |
| 2022 | $6,075.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 247-0095-006-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,734 sqft Living Area |
| 1st Floor | 1,734 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Pool Area | 8,400 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4601 LADERA WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-1507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RANCHO DE LOS OLIVOS 04, LOT 134 |
| Legal Subdivision | RANCHO DE LOS OLIVOS 04 |
| Legal Lot Number | 134 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | SACRAMENTO |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 7905 |
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