4609 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4609 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1979
Lot Size0.8 acres (3,500 sqft)
Owner2 Individual Names on Record
Last Sale$612,000 (May 2023)
Tax Bill$7,167 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (moderate risk)
APN157-393-28-00

Property Details

APN / Parcel Number

Primary APN157-393-28-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4609 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 218 TR 008775
Legal SubdivisionHERMOSA MANOR
Legal Tract008775
Legal Block2
Legal Lot Number218
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18609

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4609 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Grant Deed, Transfer · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jun 17, 2022Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleJun 17, 2022 · Amount on Record
Deed Document Number2023132386
Prior Transfer DateAug 1, 2006
Prior Transfer Doc0000547208
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2023
Property Address4609 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000132386
Map ReferenceMAP 8775
Instrument DateMay 2, 2023
Instrument2023-0132386
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4609 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214

Mortgage

Document Number0000132387
DateMay 19, 2023
Instrument2023-0132387
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2022
Property Address4609 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000253775
Map ReferenceMAP 8775
Instrument DateJun 14, 2022
Instrument2022-0253775
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33548 BLUE WATER WAY, TEMECULA, CA 92592-7838

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$649,458 (+2%) Land $530,604 Building $118,854
2025$7,167.00 (+70.08%)$636,724 (+68.89%) Land $520,200 Building $116,524
2023$4,214.00 (+192.44%)$377,000 Land $142,000 Building $235,000
2022$1,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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