San Diego County property record for 4606 Calle de Retiro, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1979 |
| Lot Size | 0.8 acres (3,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2004) |
| Tax Bill | $5,114 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-393-09-00 |
| Primary APN | 157-393-09-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 3,500 sqft (0.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4606 CALLE DE RETIRO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 199 TR 008775 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 008775 |
| Legal Block | 3 |
| Legal Lot Number | 199 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 18609 |
Source: San Diego County assessment roll, APN 157-393-09-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1155 MERRILL ST, 207, MENLO PARK, CA 94025-4365 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STEVEN RUSSAK FAMILY TRUST |
| Mar 10, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage THE LYLE A AND JOAN C OVERBY FAMILY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2004 · Amount on Record |
| Deed Sale | Nov 18, 2004 · Amount on Record |
| Prior Sale | Oct 03, 1991 · Amount on Record |
| Deed Document Number | 20041097342 |
| Last Transfer Date | Mar 08, 2022 |
| Transfer Doc | 0000108955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4606 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1155 MERRILL ST 207, 207, MENLO PARK, CA 94025-4365 |
| Document Number | 0000075243 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-0075243 |
| Name | STEVEN RUSSAK FAMILY TRUST |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 10, 2022 |
| Property Address | 4606 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000108955 |
| Map Reference | MAP 8775 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 2022-0108955 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 MERRILL ST APT 207, 207, MENLO PARK, CA 94025-4365 |
| Document Number | 0000108956 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022-0108956 |
| Name | THE LYLE A AND JOAN C OVERBY FAMILY |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $462,040 (+2%) Land $383,850 Building $78,190 | |
| 2025 | $5,114.00 (+5.18%) | $452,981 (+4.04%) Land $376,324 Building $76,657 |
| 2023 | $4,862.00 (+1.55%) | $435,393 Land $361,712 Building $73,681 |
| 2022 | $4,788.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 1,133 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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