San Diego County property record for 4608 Calle de Retiro, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1979 |
| Lot Size | 0.8 acres (3,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-393-10-00 |
| Primary APN | 157-393-10-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 3,500 sqft (0.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4608 CALLE DE RETIRO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 200 TR 008775 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 008775 |
| Legal Block | 3 |
| Legal Lot Number | 200 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| May 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| Jun 12, 2026 | Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Oct 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2010 · Amount on Record |
| Deed Document Number | 2026170672 |
| Prior Transfer Date | Mar 13, 2021 |
| Prior Transfer Doc | 0000721933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000265906 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-0265906 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000129172 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 2025-0129172 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2026 |
| Property Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000170672 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026170672 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Investor | Possibly a Property Investor |
| Document Number | 0000170673, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026170673 |
| Name | CITY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 18, 2021 |
| Property Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000721933 |
| Map Reference | MAP 8775 |
| Instrument Date | Mar 13, 2021 |
| Instrument | 2021-0721933 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4608 CALLE DE RETIRO, 4608, OCEANSIDE, CA 92057-5213 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4608 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213 |
| Document Number | 0000721934 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0721934 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Apr 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $410,100 (+2%) Land $304,485 Building $105,615 | |
| 2025 | $4,467.00 (+1.99%) Homeowner's exemption | $402,060 (+4.04%) Land $298,515 Building $103,545 |
| 2024 | $4,380.00 (+2.84%) | |
| 2023 | $4,259.00 (+68.07%) | $386,449 Land $286,924 Building $99,525 |
| 2022 | $2,534.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures