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4605 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4605 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1979
Lot Size0.8 acres (3,500 sqft)
OwnerCompany Name on Record
Last Sale$340,000 (Jul 2018)
Tax Bill$4,290 (2025)
Deeds & MortgagesAug 2017 Mortgage
Mar 2020 Mortgage
+ 6 more
Flood ZoneZone X (moderate risk)
APN157-393-30-00

Property Details

APN / Parcel Number

Primary APN157-393-30-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4605 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 220 TR 008775
Legal SubdivisionHERMOSA MANOR
Legal Tract008775
Legal Block2
Legal Lot Number220
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6114 GALANTE PL, SAN DIEGO, CA 92130-6925
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Mar 30, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Mar 30, 2020Quit Claim Deed, Transfer
AMROCK INC
Oct 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 6, 2018Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jul 6, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Oct 26, 2017Quit Claim Deed, Transfer
Quitclaim
Aug 11, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2018 · Amount on Record
Deed SaleJul 6, 2018 · Amount on Record
Prior SaleFeb 23, 2015 · Amount on Record
Deed Document Number2018276856
Last Transfer DateMar 10, 2020
Transfer Doc0000160856
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000386292
DateAug 24, 2017
Instrument2017-0386292
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
AddressMESA, AZ 85203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2020
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000160854
Instrument DateMar 10, 2020
Instrument160854
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6114 GALANTE PL SAN DIEGO CA 921306925, SAN DIEGO, CA 92130-6925

Mortgage

Document Number160855
DateMar 30, 2020
Instrument160855
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2020
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000160856
Instrument DateMar 10, 2020
Instrument160856
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6114 GALANTE PL SAN DIEGO CA 921306925, SAN DIEGO, CA 92130-6925

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 11, 2018
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000422518
Instrument DateOct 10, 2018
Instrument422518
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6195 QUAIL RUN ST SAN DIEGO CA 921305780, SAN DIEGO, CA 92130-5780

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2018
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000276856
Map ReferenceMAP 8775
Instrument DateJun 13, 2018
Instrument2018-0276856
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214

Mortgage

Document Number0000276858
DateJul 6, 2018
Instrument2018-0276858
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2018
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000276857
Instrument DateJun 13, 2018
Instrument276857
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4605 CALLE DE RETIRO OCEANSIDE CA 920575214, OCEANSIDE, CA 92057-5214

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2017
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000499145
Instrument DateOct 5, 2017
Instrument499145
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4605 CALLE DE RETIRO OCEANSIDE CA 920575214, OCEANSIDE, CA 92057-5214

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 11, 2017
Property Address4605 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000365675
Instrument DateJul 27, 2017
Instrument365675
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4605 CALLE DE RETIRO OCEANSIDE CA 920575214, OCEANSIDE, CA 92057-5214

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,856 (+2%) Land $235,892 Building $150,964
2025$4,290.00 (+5.17%)$379,271 (+4.04%) Land $231,267 Building $148,004
2023$4,079.00 (+1.54%)$364,545 Land $222,288 Building $142,257
2022$4,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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