Hamilton County property record for 4608 Summit Oak Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,514 sqft · built 2002 |
| Lot Size | 0.585 acres (25,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (May 2018) |
| Tax Bill | $10,022 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0234-0187-00 |
| Primary APN | 550-0234-0187-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| 2nd Floor Area | 592 sqft |
| Basement Area | 1,922 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 25,483 sqft (0.585 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4608 SUMMIT OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT OAK LN 0.5852 AC LOT 82 WESTCHASE PARK SUBBLK B |
| Legal Subdivision | WESTCHASE PARK SUB |
| Legal Block | B |
| Legal Lot Number | 82 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
4608 Summit Oak Ln is owned and occupied by an individual who bought it in May 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4608 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIAMI SVGS BK |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Sep 30, 2002 · Amount on File |
| Deed Document Number | 18-0044246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4608 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Document Number | 0000087848 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4608 SUMMIT OAK LN CINCINNATI OH 452481418, CINCINNATI, OH 45248-1418 |
| Document Number | 0000087848 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 014243/004471 |
| Instrument | 87848 |
| Name | MIAMI SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MIAMITOWN, OH 45041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 24, 2018 |
| Property Address | 4608 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Document Number | 0000004246 |
| Map Reference | MB9040 PG1773 |
| Instrument Date | May 17, 2018 |
| Instrument | 18-0044246 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4608 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Document Number | 0000004247 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 18-0044247 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 4608 Summit Oak Ln was $10,022, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,022.00 (-0.13%) | $186,697 (-) Land $28,000 Building $158,697 | |
| 2024 | $10,035.00 (+1.72%) | $186,697 (-) Land $28,000 Building $158,697 | |
| 2023 | $9,865.00 (+19.06%) | $186,697 (+40.14%) Land $28,000 Building $158,697 | $533,420 Land $80,000 Building $453,420 |
| 2022 | $8,286.00 | $133,224 Land $28,000 Building $105,224 | |
| 2020 | $380,640 Land $80,000 Building $300,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4608 Summit Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4608 Summit Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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