Hamilton County property record for 4601 Summit Oak Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,634 sqft · built 2003 |
| Lot Size | 0.864 acres (37,636 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $454,800 (Oct 2003) |
| Tax Bill | $11,414 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0234-0189-00 |
| Primary APN | 550-0234-0189-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 2,634 sqft |
| Basement Area | 2,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 37,636 sqft (0.864 acres) |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 475 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4601 SUMMIT OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT OAK LN 0.8649 AC LOT 84 WESTCHASE PARK SUBBLK B |
| Legal Subdivision | WESTCHASE PARK SUB |
| Legal Block | B |
| Legal Lot Number | 84 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4601 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on Record |
| Deed Sale | Oct 23, 2003 · Amount on Record |
| Prior Sale | Feb 21, 2003 · Amount on Record |
| Deed Document Number | 03-521744 |
| Deed Book / Page | 9436 / 02497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4601 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Document Number | 0000022843 |
| Book / Page | 013373 / 002221 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4601 SUMMIT OAK LN CINCINNATI OH 452481418, CINCINNATI, OH 45248-1418 |
| Document Number | 0000022843 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 013373/002221 |
| Instrument | 22843 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,414.00 (+2.57%) | $218,204 (-) Land $28,000 Building $190,204 | |
| 2024 | $11,128.00 (-0.05%) | $218,204 (-) Land $28,000 Building $190,204 | |
| 2023 | $11,134.00 (+11.61%) | $218,204 (+31.73%) Land $28,000 Building $190,204 | $623,440 (+31.73%) Land $80,000 Building $543,440 |
| 2022 | $9,976.00 Homeowner's exemption | $165,645 Land $28,000 Building $137,645 | |
| 2020 | $473,270 Land $80,000 Building $393,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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