Hamilton County property record for 4630 Summit Oak Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,501 sqft · built 2002 |
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | Trust Name on File |
| Last Sale | $605,000 (Aug 2011) |
| Tax Bill | $14,277 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0234-0184-00 |
| Primary APN | 550-0234-0184-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,501 sqft Living Area |
| Gross Area | 6,733 sqft |
| 1st Floor Area | 3,001 sqft |
| Basement Area | 3,001 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 24,873 sqft (0.571 acres) |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 494 sqft |
| Patio Area | 852 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4630 SUMMIT OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SS SUMMIT OAK LN 0.5713 AC -LOT 79 WESTCHASE PARKSUB BLK B |
| Legal Subdivision | WESTCHASE PARKSUB |
| Legal Block | B |
| Legal Lot Number | 79 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
4630 Summit Oak Ln is held in a trust since August 2011.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4630 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2011 · Amount on File |
| Deed Sale | Aug 10, 2011 · Amount on File |
| Prior Sale | May 28, 2002 · Amount on File |
| Deed Document Number | 201190602 |
| Deed Book / Page | 11794 / 1322 |
| Prior Transfer Date | Oct 12, 2010 |
| Prior Transfer Doc | 0000000319 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4630 Summit Oak Ln was $14,277, up 2.6% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,277.00 (+2.62%) | $273,476 (-) Land $28,000 Building $245,476 | $781,360 Land $80,000 Building $701,360 |
| 2024 | $13,913.00 (-0.1%) | $273,476 (-) Land $28,000 Building $245,476 | |
| 2023 | $13,927.00 (+6.9%) | $273,476 (+26.12%) Land $28,000 Building $245,476 | $781,360 Land $80,000 Building $701,360 |
| 2022 | $13,028.00 Homeowner's exemption | $216,846 Land $28,000 Building $188,846 | |
| 2020 | $619,560 Land $80,000 Building $539,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4630 Summit Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4630 Summit Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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