Hamilton County property record for 4654 Summit Oak Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,173 sqft · built 2004 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $490,000 (Aug 2012) |
| Tax Bill | $11,737 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0234-0182-00 |
| Primary APN | 550-0234-0182-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| 1st Floor Area | 2,443 sqft |
| 2nd Floor Area | 730 sqft |
| Basement Area | 2,443 sqft |
| Finished Basement | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,735 sqft (0.476 acres) |
| Garage Type | Attached |
| Garage Area | 694 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 445 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4654 SUMMIT OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS SUMMIT OAK LN 0.4768 AC LOT 77 WESTCHASE PARK SUB BLK B |
| Legal Subdivision | WESTCHASE PARK SUB |
| Legal Block | B |
| Legal Lot Number | 77 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4654 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2012 · Amount on Record |
| Deed Sale | Aug 14, 2012 · Amount on Record |
| Prior Sale | Sep 17, 2004 · Amount on Record |
| Deed Document Number | 12-102362 |
| Deed Book / Page | 12091 / 00257 |
| Prior Transfer Date | Aug 9, 2012 |
| Prior Transfer Doc | 0000102362 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,737.00 (+2.63%) | $224,539 (-) Land $28,000 Building $196,539 | |
| 2024 | $11,436.00 (-0.1%) | $224,539 (-) Land $28,000 Building $196,539 | |
| 2023 | $11,447.00 (+12.43%) | $224,539 (+32.7%) Land $28,000 Building $196,539 | $641,540 (+32.7%) Land $80,000 Building $561,540 |
| 2022 | $10,181.00 Homeowner's exemption | $169,204 Land $28,000 Building $141,204 | |
| 2020 | $483,440 Land $80,000 Building $403,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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