4603 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4603 Phyllis Ln, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 1964
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Sep 2012)
Tax Bill$5,429 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN115-437-004-1

Property Details

APN / Parcel Number

Primary APN115-437-004-1
Alternative APN
  • 115-437-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,226 sqft
1st Floor Area1,846 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,500 sqft (0.241 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4603 PHYLLIS LN
CityCONCORD
StateCA
Zip94521-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionTRACT 3227 LOT 161 EX POR MR & TR ADJ
Legal SubdivisionSUBDIVISION 3227
Legal Tract3227
Legal Lot Number161
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2006
Census Tract333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4603 PHYLLIS LN, CONCORD, CA 94521-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2012 · Amount on Record
Deed SaleSep 26, 2012 · Amount on Record
Deed Document Number2012236211
Prior Transfer DateApr 18, 2003
Prior Transfer Doc0000202631
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4603 PHYLLIS LN, CONCORD, CA 94521-1902
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 PHYLLIS LN, CONCORD, CA 94521-1902

Mortgage

Document Number0000227777
DateAug 16, 2021
Instrument2021-227777
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$408,206 (+2%) Land $267,284 Building $140,922
2025$5,429.00 (+4.95%)$400,203 (+4.04%) Land $262,044 Building $138,159
2023$5,173.00 (+1.57%)$384,664 Land $251,869 Building $132,795
2022$5,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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