New Hanover County property record for 4513 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,876 sqft · built 2001 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,000 (Nov 2022) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07110-003-058-000 |
| Primary APN | R07110-003-058-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Basement Area | 2,127 sqft |
| Finished Basement | 2,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,795 sqft (0.156 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 442 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4513 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 167 PH3 CAMBRIDGE HEIGHTS JOHNSON FARMS |
| Legal Subdivision | CAMBRIDGE HTS J FARMS PH 3 |
| Legal Block | 3 |
| Legal Lot Number | 167 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12008 |
Source: New Hanover County records · APN R07110-003-058-000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Sep 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 14, 2022 | Intrafamily Transfer, Transfer |
| Apr 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2022 · Amount on Record |
| Deed Sale | Nov 07, 2022 · Amount on Record |
| Prior Sale | Feb 13, 2017 · Amount on Record |
| Deed Document Number | 202238681 |
| Deed Book / Page | 6605 / 1566 |
| Prior Transfer Date | Jul 11, 2022 |
| Prior Transfer Doc | 00658000153 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Nov 07, 2022 |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 00660501566 |
| Book / Page | 6605 / 1566 |
| Map Reference | MB 40 PG 327 |
| Instrument Date | Nov 02, 2022 |
| Instrument | 2022038681 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4513 SPLIT RAIL DR, 4513, WILMINGTON, NC 28412-2244 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 2022038682 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 2022038682 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00659301837 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 6593/1837 |
| Instrument | 2022032701 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 14, 2022 |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 00658000153 |
| Book / Page | 6580 / 153 |
| Map Reference | MB 40 PG 327 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022026082 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 0063031476 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4513 SPLIT RAIL DR WILMINGTON NC 284122244, WILMINGTON, NC 28412-2244 |
| Document Number | 0063031476 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 006303/001476 |
| Instrument | 13989 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48266-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 0061511616 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4513 SPLIT RAIL DR WILMINGTON NC 284122244, WILMINGTON, NC 28412-2244 |
| Document Number | 0061511616 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 006151/001616 |
| Instrument | 19950 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST LANSING, MI 48826-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Feb 13, 2017 |
| Property Address | 4513 SPLIT RAIL DR, WILMINGTON, NC 28412-2244 |
| Document Number | 0060361947 |
| Book / Page | 006036 / 001947 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 4397 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4513 SPLIT RAIL DR WILMINGTON NC 284122244, WILMINGTON, NC 28412-2244 |
| Document Number | 60361949 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 006036/001949 |
| Instrument | 4398 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (+19.41%) | $448,900 (+66.2%) Land $104,700 Building $344,200 | $448,900 (+66.2%) Land $104,700 Building $344,200 |
| 2024 | $1,484.00 (+0.34%) | ||
| 2023 | $1,479.00 (-8.31%) | $270,100 Land $57,400 Building $212,700 | $270,100 Land $57,400 Building $212,700 |
| 2022 | $1,613.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 277 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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