4602 Virsalli Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4602 Virsalli Loop, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2016)
Tax Bill	$2,050 (2026)
Deeds & Mortgages	May 2023 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0413-67-4122`

Property Details

APN / Parcel Number

Primary APN	`0413-67-4122`
Alternative APN	`0413.11674122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Heated Area
1st Floor Area	1,378 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4602 VIRSALLI LOOP
City	HOPE MILLS
State	NC
Zip	28348-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	R C CHANCE LO:77 SE:01 PL:0037-0032
Legal Subdivision	R C CHANCE
Legal Block	67
Legal Lot Number	77
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2006
Census Tract	3106

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8793 BANCROFT DR, WALDORF, MD 20603-4031
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Feb 18, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2016 · Amount on Record
Deed Sale	Oct 14, 2016 · Amount on Record
Prior Sale	Mar 26, 2009 · Amount on Record
Deed Document Number	201631960
Deed Book / Page	9963 / 296
Last Transfer Date	Feb 14, 2022
Transfer Doc	0113970143
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4602 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8739 BANCROFT DR, WALDORF, MD 20603-4031

Mortgage

Document Number	0117450420
Date	May 31, 2023
Book Page	11745/420
Instrument	16597

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 18, 2022
Property Address	4602 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Document Number	0113970143
Book / Page	11397 / 143
Map Reference	MB 37 PG 32
Instrument Date	Feb 14, 2022
Instrument	7135
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 VIRSALLI LOOP, 4602, HOPE MILLS, NC 28348-9431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8793 BANCROFT DR, WALDORF, MD 20603-4031

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,050.00
2025	$2,050.00 (+24.47%)	$197,671 (+32.75%) Land $25,000 Building $172,671	$197,671 (+32.75%) Land $25,000 Building $172,671
2024	$1,647.00 (+2.3%)	$148,902 (-) Land $15,000 Building $133,902	$148,902 (-) Land $15,000 Building $133,902
2023	$1,610.00 (+2.35%)	$148,902 Land $15,000 Building $133,902	$148,902 Land $15,000 Building $133,902
2022	$1,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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