4632 Virsalli Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4632 Virsalli Loop, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,248 sqft · built 2006
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Mar 2021)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0413-66-3932`

Property Details

APN / Parcel Number

Primary APN	`0413-66-3932`
Alternative APN	`0413.11663932`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,248 sqft Heated Area
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	200 ft deep x 129 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4632 VIRSALLI LOOP
City	HOPE MILLS
State	NC
Zip	28348-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	R C CHANCE LO:85 SE:01 PL:0037-0032
Legal Subdivision	R C CHANCE
Legal Block	66
Legal Lot Number	85
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2006
Census Tract	3106

Owner

4632 Virsalli Loop is owned and occupied by two individuals who bought it in March 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4632 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage NAVY FCU
Mar 22, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	202113094
Deed Book / Page	11065 / 761
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0107640738
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4632 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118360344
Date	Oct 9, 2023
Book Page	11836/344
Instrument	31727

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2043

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 22, 2021
Property Address	4632 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Document Number	0110650761
Book / Page	11065 / 761
Map Reference	MB 37 PG 32
Instrument Date	Mar 17, 2021
Instrument	13094
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5856 TABOR CHURCH RD, 5856, FAYETTEVILLE, NC 28312-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431

Mortgage

Document Number	13095
Date	Mar 22, 2021
Instrument	13095

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 14, 2020
Property Address	4632 VIRSALLI LOOP, HOPE MILLS, NC 28348-9431
Document Number	0107640738
Book / Page	010764 / 000738
Instrument Date	May 13, 2020
Instrument	16521
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3060 GOLF COURSE RD RAEFORD NC 283765303, RAEFORD, NC 28376-5303

Tax Assessment & Valuation

The 2026 property tax bill for 4632 Virsalli Loop was $2,596.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00
2025	$2,596.00 (+27.07%)	$290,812 (+35.73%) Land $25,000 Building $265,812	$290,812 (+35.73%) Land $25,000 Building $265,812
2024	$2,043.00 (+1.84%)	$214,256 (-) Land $15,000 Building $199,256	$214,256 (-) Land $15,000 Building $199,256
2023	$2,006.00 (+1.88%)	$214,256 Land $15,000 Building $199,256	$214,256 Land $15,000 Building $199,256
2022	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4632 Virsalli Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4632 Virsalli Loop is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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