4582 Virsalli Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4582 Virsalli Loop, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Mar 2010)
Tax Bill	$1,671 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0413-67-5300`

Property Details

APN / Parcel Number

Primary APN	`0413-67-5300`
Alternative APN	`0413.11675300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Heated Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	344 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4582 VIRSALLI LOOP
City	HOPE MILLS
State	NC
Zip	28348-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	R C CHANCE LO:LT 69 SE:01 PL:0037-0032
Legal Subdivision	R C CHANCE
Legal Block	67
Legal Lot Number	69
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2006
Census Tract	3106

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4582 VIRSALLI LOOP, HOPE MILLS, NC 28348-9427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 1, 2018	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2010 · Amount on Record
Deed Sale	Mar 2, 2010 · Amount on Record
Deed Book / Page	8347 / 777
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4582 VIRSALLI LOOP, HOPE MILLS, NC 28348-9427
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 VIRSALLI LOOP, HOPE MILLS, NC 28348-9427

Mortgage

Document Number	0114680722
Date	May 10, 2022
Book Page	11468/722
Instrument	19254

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 1, 2047

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	4582 VIRSALLI LOOP, HOPE MILLS, NC 28348-9427
Document Number	0102420165
Book / Page	010242 / 000165
Instrument Date	Jan 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4582 VIRSALLI LOOP HOPE MILLS NC 283489427, HOPE MILLS, NC 28348-9427

Mortgage

Document Number	0102420165
Date	Jan 29, 2018
Book Page	010242/000165
Instrument	2686

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,671.00
2025	$1,671.00 (+39.13%)	$164,640 (+40.37%) Land $25,000 Building $139,640	$164,640 (+40.37%) Land $25,000 Building $139,640
2024	$1,201.00 (+3.18%)	$117,293 (-) Land $15,000 Building $102,293	$117,293 (-) Land $15,000 Building $102,293
2023	$1,164.00 (+3.28%)	$117,293 Land $15,000 Building $102,293	$117,293 Land $15,000 Building $102,293
2022	$1,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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