4597 Virsalli Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4597 Virsalli Loop, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,137 sqft · built 1990
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Jul 2021)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0413-67-8011`

Property Details

APN / Parcel Number

Primary APN	`0413-67-8011`
Alternative APN	`0413.11678011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,137 sqft Heated Area
1st Floor Area	2,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	437 ft deep x 200 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4597 VIRSALLI LOOP
City	HOPE MILLS
State	NC
Zip	28348-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	R C CHANCE LO:17 SE:01 PL:0037-0032
Legal Subdivision	R C CHANCE
Legal Block	67
Legal Lot Number	17
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2004
Census Tract	3106

Owner

Source: Cumberland County records · APN 0413-67-8011

Assessment roll updated December 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2021	Correction Deed
Jul 09, 2021	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Jan 30, 2017	Intrafamily Transfer, Transfer · VA Mortgage PHH MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	202131669
Deed Book / Page	11179 / 265
Prior Transfer Date	Jan 24, 2017
Prior Transfer Doc	0100270321
Record Updated	Jun 08, 2026

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 09, 2021
Property Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430
Document Number	0113050827
Book / Page	11305 / 827
Instrument Date	Nov 09, 2021
Instrument	52233
Record Updated	Jan 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 09, 2021
Property Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430
Document Number	0111790265
Book / Page	11179 / 265
Map Reference	MB 37 PG 32
Instrument Date	Jun 22, 2021
Instrument	31669
Transaction Type	Transfer
Record Updated	Aug 02, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430

Mortgage

Document Number	31670
Date	Jul 09, 2021
Instrument	31670

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 30, 2017
Property Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430
Document Number	0100270321
Book / Page	10027 / 321
Instrument Date	Jan 24, 2017
Instrument	02983
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 VIRSALLI LOOP, HOPE MILLS, NC 28348-9430

Mortgage

Document Number	0100270325
Date	Jan 30, 2017
Book Page	10027/325
Instrument	02984

Lender

Name	PHH MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+41.76%)	$241,811 (+39.22%) Land $56,250 Building $185,561	$241,811 (+39.22%) Land $56,250 Building $185,561
2024	$1,681.00 (+2.25%)	$173,688 (-) Land $33,750 Building $139,938	$173,688 (-) Land $33,750 Building $139,938
2023	$1,644.00 (+2.3%)	$173,688 Land $33,750 Building $139,938	$173,688 Land $33,750 Building $139,938
2022	$1,607.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 121 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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