4602 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 4602 N Willow Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,248 sqft · built 1991
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Oct 2013)
Tax Bill	$3,452 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.1-12-0-0-96`

Property Details

APN / Parcel Number

Primary APN	`11-0.1-12-0-0-96`
Alternative APN	`11-0.1-12-000-000-096.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	3,248 sqft Living Area
1st Floor Area	3,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4602 N WILLOW RD
City	OZARK
State	MO
Zip	65721-5287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 QUAIL RUN (EX THE N 40). (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	27N
Legal Section	12
Legal Subdivision	QUAIL RUN
Legal Lot Number	21
Jurisdiction	CHRISTIAN MO
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2019
Census Tract	20310

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4602 N WILLOW RD, OZARK, MO 65721-5287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Mar 30, 2018	Deed of Trust, Mortgage · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Mar 28, 2011
Deed Document Number	201314201
Deed Book / Page	2013 / 14092
Prior Transfer Date	Mar 6, 2011
Prior Transfer Doc	0201103325
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	4602 N WILLOW RD, OZARK, MO 65721-5287
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 N WILLOW RD, OZARK, MO 65721-5287

Mortgage

Document Number	0202217077
Date	Nov 22, 2022
Book Page	2022/17077
Instrument	2022L17254

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	4602 N WILLOW RD, OZARK, MO 65721-5287
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CHOICE ESCROW AND LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803888
Date	Mar 30, 2018
Book Page	2018/03888
Instrument	2018L03933

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,690 (+6.88%)	$324,700 (+6.88%) Land $32,000 Building $292,700
2024	$3,452.00
2023		$57,720 (-)	$303,800 (-) Land $32,000 Building $271,800
2022		$57,720
2021			$303,800 Land $32,000 Building $271,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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