4501 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 4501 N Willow Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,337 sqft · built 2011
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$202,500 (Nov 2010)
Tax Bill$2,282 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-0.1-12-000-000-095.001

Property Details

APN / Parcel Number

Primary APN11-0.1-12-000-000-095.001
Alternative APN
  • 11-0.1-12-0-0-95.001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Building Area2,337 sqft Living Area
1st Floor Area2,337 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsbestos
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4501 N WILLOW RD
CityOZARK
StateMO
Zip65721-5288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CEDAR VIEW ESTATES (NWNE) UNRECORDED. BEG 141 S NE NWNE W321 S283 E321 N140.15 W321.59 TO POB.
Legal Range21W
Legal Township27N
Legal Section12
Legal SubdivisionCEDAR VIEW ESTATES
Legal Lot Number7
JurisdictionCHRISTIAN MO
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2011
Census Tract20310

Owner

Source: Christian County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4501 N WILLOW RD, OZARK, MO 65721-5288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
MERHO FEDERAL CREDIT UNION
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
METRO CU
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANK
May 30, 2019Trustee's Deed, Construction Loan · Line of Credit
TOWN & CNTRY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2010 · Amount on Record
Deed SaleNov 22, 2010 · Amount on Record
Prior SaleApr 2, 2010
Deed Document Number201014335
Deed Book / Page2010 / 14209
Prior Transfer DateMar 24, 2010
Prior Transfer Doc0201003667
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Recording DateApr 14, 2026
Property Address4501 N WILLOW RD, OZARK, MO 65721-5288
Document Number0000004455
Book / Page2026 / 4391
Instrument DateApr 8, 2026
Instrument20264455
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 N WILLOW RD, OZARK, MO 65721-5288
InvestorPossibly a Property Investor

Mortgage

Document Number0000004455,
DateApr 14, 2026
Book Page2026/4391
Instrument20264455
Lender
NameMERHO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address4501 N WILLOW RD, OZARK, MO 65721-5288
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 N VVIIIOW RD, OZARK, MO 65721

Mortgage

Document Number0202114753
DateAug 13, 2021
Book Page2021/14753
Instrument2021L14884
Lender
NameMETRO CU
TypeCredit Union
AddressSPRINGFIELD, MO 65806
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 12, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address4501 N WILLOW RD, OZARK, MO 65721-5288
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202009900
DateJul 1, 2020
Book Page2020/9900
Instrument2020L09991
Lender
NameTOWN & COUNTRY BANK
TypeBank
AddressAVA, MO 65608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCHRISTIAN MO
Recording DateMay 30, 2019
Property Address4501 N WILLOW RD, OZARK, MO 65721-5288
Book / Page002019 / 006460
Instrument DateMay 24, 2019
Instrument6530
Transaction TypeConstruction Loan
Record UpdatedJun 7, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4501 N WILLOW RD OZARK MO 657215288, OZARK, MO 65721-5288

Mortgage

Document Number0201906460
DateMay 30, 2019
Book Page002019/006460
Instrument6530
Lender
NameTOWN & CNTRY BK
TypeBank
AddressAVA, MO 65608
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,950 (+7.45%)$215,500 (+7.43%) Land $25,000 Building $190,500
2024$2,282.00
2023$38,110$200,600 Land $25,000 Building $175,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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