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4405 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 4405 N Willow Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,612 sqft · built 1990
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$598,500 (Sep 2022)
Tax Bill$2,790 (2024)
Deeds & MortgagesSep 2025 Mortgage
Apr 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-0.1-12-0-0-92

Property Details

APN / Parcel Number

Primary APN11-0.1-12-0-0-92
Alternative APN
  • 11-0.1-12-000-000-092.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,612 sqft Living Area
1st Floor Area1,612 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions322 ft deep x 143 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4405 N WILLOW RD
CityOZARK
StateMO
Zip65721-5289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG. 713.35 N SEC NW4 NE4, W 322 N 142.67 E 322 S 142.67TO POB.
Legal Range21W
Legal Township27N
Legal Section12
Legal SubdivisionOZARK OUT
JurisdictionCHRISTIAN MO
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2011
Census Tract20310

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4405 N WILLOW RD, OZARK, MO 65721-5289
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Warranty Deed, Transfer · Conventional Mortgage
ASSEMBLIES OF GOD CU
Apr 10, 2023Intrafamily Transfer, Transfer
Jan 27, 2023Intrafamily Transfer, Transfer
Sep 2, 2022Warranty Deed, Transfer · Closed-End Mortgage
STATE BANK OF SOUTHWEST MISSOURI
Dec 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OAKSTAR BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2022 · Amount on Record
Deed SaleSep 2, 2022 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Document Number202213553
Deed Book / Page2022 / 13423
Prior Transfer DateFeb 17, 2022
Prior Transfer Doc0202301010
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateSep 12, 2025
Property Address4405 N WILLOW RD, OZARK, MO 65721-5289
Document Number0202510610
Book / Page2025 / 10610
Instrument DateSep 12, 2025
Instrument2025L10737
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyMERIDIAN TTL CO ALL BRANCHES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 N WILLOW RD, OZARK, MO 65721-5289

Mortgage

Document Number2025L10738
DateSep 12, 2025
Instrument2025L10738
Lender
NameASSEMBLIES OF GOD CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateApr 10, 2023
Property Address4405 N WILLOW RD, OZARK, MO 65721-5289
Document Number0202303736
Book / Page2023 / 3736
Instrument DateMar 9, 2023
Instrument2023L03801
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address4405 N WILLOW RD, OZARK, MO 65721-5289

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateJan 27, 2023
Property Address4405 N WILLOW RD, OZARK, MO 65721-5289
Document Number0202301010
Book / Page2023 / 1010
Instrument DateDec 17, 2022
Instrument2023L01033
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 N WILLIOW RD, OZARK, MO 65721

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateSep 2, 2022
Property Address4405 N WILLOW RD, OZARK, MO 65721-5289
Document Number0202213423
Book / Page2022 / 13423
Instrument DateSep 2, 2022
Instrument2022L13553
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyHOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 N WILLOW RD, OZARK, MO 65721-5289

Mortgage

Document Number2022L13554
DateSep 2, 2022
Instrument2022L13554
Lender
NameSTATE BANK OF SOUTHWEST MISSOURI
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term72 Months
DueSep 1, 2028

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateDec 28, 2020
Property Address4405 N WILLOW RD, OZARK, MO 65721-5289
Document Number0202022109
Book / Page2020 / 22109
Instrument DateDec 15, 2020
Instrument2020L22309
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyHOGAN LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 N WILLOW RD, OZARK, MO 65721-5289

Mortgage

Document Number2020L22310
DateDec 28, 2020
Instrument2020L22310
Lender
NameOAKSTAR BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,120 (+7.58%)$263,800 (+7.59%) Land $25,000 Building $238,800
2024$2,790.00$46,590 (-)
2023$46,590 (+4.3%)$245,200 (+4.3%) Land $25,000 Building $220,200
2022$44,670
2021$235,100 Land $14,900 Building $220,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

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