5055 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 5055 N Willow Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,081 sqft · built 1996
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,594 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.1-1-0-0-11`

Property Details

APN / Parcel Number

Primary APN	`11-0.1-1-0-0-11`
Alternative APN	`11-0.1-01-000-000-011.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,081 sqft Living Area
1st Floor Area	2,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5055 N WILLOW RD
City	OZARK
State	MO
Zip	65721-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TH S 165 E 560 NW4 SE4. (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	27N
Legal Section	01
Jurisdiction	CHRISTIAN MO
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	20310

Owner

5055 N Willow Rd is owned and occupied by two individuals who acquired it in March 2017.

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Feb 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 28, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 9, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2017	Quit Claim Deed ATTORNEY ONLY
Jun 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 9, 2017
Transfer Doc	0201707131
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 15, 2026
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0000004531
Book / Page	2026 / 4466
Instrument Date	Apr 9, 2026
Instrument	20264531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 N WILLOW RD, OZARK, MO 65721-5283

Mortgage

Document Number	0000004531,
Date	Apr 15, 2026
Book Page	2026/4466
Instrument	20264531

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 N WILLOW RD, OZARK, MO 65721-5283

Mortgage

Document Number	0202122118
Date	Dec 6, 2021
Book Page	2021/22118
Instrument	2021L22318

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Address	LAS VEGAS, NV 89119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708040
Date	Jun 27, 2017
Book Page	2017/08040
Instrument	2017L08126

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001573
Date	Feb 6, 2020
Book Page	2020/01573
Instrument	2020L01590

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201906628
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

Mortgage

Document Number	0201906628
Date	Jun 3, 2019
Book Page	002019/006628
Instrument	6700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201807621
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

Mortgage

Document Number	0201807621
Date	Jun 14, 2018
Book Page	002018/007621
Instrument	7707

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	NEWPORT, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 20, 2017
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201703209
Book / Page	002017 / 003209
Instrument Date	Mar 9, 2017
Instrument	3242
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 20, 2017
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201703208
Book / Page	002017 / 003208
Instrument Date	Mar 9, 2017
Instrument	3241
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

June 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 8, 2017
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201707131
Book / Page	002017 / 007131
Instrument Date	Mar 9, 2017
Instrument	7210
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 8, 2017
Property Address	5055 N WILLOW RD, OZARK, MO 65721-5283
Document Number	0201707132
Book / Page	002017 / 007132
Instrument Date	Mar 9, 2017
Instrument	7211
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5055 N WILLOW RD OZARK MO 657215283, OZARK, MO 65721-5283

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,400	$150,400 Land $20,200 Building $130,200
2024	$1,594.00
2023		$26,650	$141,200 Land $20,200 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5055 N Willow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5055 N Willow Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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