Monmouth County and Little Silver Borough property record for 460 Prospect Ave, Little Silver, NJ 07739
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,734 sqft · built 1949 |
| Lot Size | 0.366 acres (15,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2007) |
| Tax Bill | $12,476 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00037-0000-00027 |
| Primary APN | 25-00037-0000-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Basement Area | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,934 sqft (0.366 acres) |
| Lot Dimensions | 249 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 907 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Street Address | 460 PROSPECT AVE |
|---|---|
| City | LITTLE SILVER |
| State | NJ |
| Zip | 07739-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 37 |
| Legal Lot Number | 27 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LITTLE SILVER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 804200 |
460 Prospect Ave is owned and occupied by two individuals who bought it in September 2007.
Source: Monmouth County and Little Silver Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 PROSPECT AVE, LITTLE SILVER, NJ 07739-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2007 · Amount on File |
| Deed Sale | Sep 17, 2007 · Amount on File |
| Deed Document Number | 2007124652 |
| Deed Book / Page | 8678 / 2251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 460 PROSPECT AVE, LITTLE SILVER, NJ 07739-1430 |
| Document Number | 0000049679 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 PROSPECT AVE LITTLE SILVER NJ 077391430, LITTLE SILVER, NJ 07739-1430 |
| Document Number | 0000049679 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 009413/003133 |
| Instrument | 49679 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 10, 2035 |
The 2025 property tax bill for 460 Prospect Ave was $12,476, up 46.8% from the year before.
Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Little Silver Borough |
| Elementary School District | Little Silver Borough School District (KG - 08) |
| Secondary School District | Red Bank Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922,400 (+6.24%) Land $544,200 Building $378,200 | $922,400 (+6.24%) Land $544,200 Building $378,200 | |
| 2025 | $12,476.00 (+46.83%) | $868,200 Land $551,000 Building $317,200 | $868,200 Land $551,000 Building $317,200 |
| 2024 | $8,497.00 | ||
| 2023 | $459,600 Land $228,100 Building $231,500 | $459,600 Land $228,100 Building $231,500 | |
| 2022 | $8,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 460 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 460 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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