447 Prospect Ave, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 447 Prospect Ave, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,600 sqft · built 1903
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2017)
Tax Bill	$15,268 (2025)
Deeds & Mortgages	Oct 2017 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00038-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`25-00038-0000-00016`
Alternative APN	`250003800016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,536 sqft
Upper Floors Area	1,064 sqft
Basement Area	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	200 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	447 PROSPECT AVE
City	LITTLE SILVER
State	NJ
Zip	07739-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	38
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	2
Census Block	2014
Census Tract	804200

Owner

447 Prospect Ave is owned by two individuals who bought it in October 2017.

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1625 N CHAPEL HILL ST, WICHITA, KS 67206-5500
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Grant Deed, Transfer MCT TITLE SERVICES LLC
Oct 27, 2017	Grant Deed, Transfer · Conventional Mortgage JERSEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Sep 17, 2002 · Amount on File
Deed Document Number	2017106145
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0000106144
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 27, 2017
Property Address	447 PROSPECT AVE, LITTLE SILVER, NJ 07739-1404
Document Number	0000106144
Book / Page	009256 / 001601
Instrument Date	Jul 31, 2017
Instrument	106144
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	MCT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$82.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 PROSPECT AVE LITTLE SILVER NJ 077391404, LITTLE SILVER, NJ 07739-1404

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 27, 2017
Property Address	447 PROSPECT AVE, LITTLE SILVER, NJ 07739-1404
Document Number	0000106145
Book / Page	009256 / 001629
Instrument Date	Jul 31, 2017
Instrument	106145
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	MCT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1625 N CHAPEL HILL ST WICHITA KS 672065500, WICHITA, KS 67206-5500

Mortgage

Document Number	106146
Date	Oct 27, 2017
Book Page	009256/001644
Instrument	106146

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 447 Prospect Ave was $15,268, up 11.3% from the year before.

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,199,200 (+12.87%) Land $531,200 Building $668,000	$1,199,200 (+12.87%) Land $531,200 Building $668,000
2025	$15,268.00 (+11.34%)	$1,062,500 Land $510,900 Building $551,600	$1,062,500 Land $510,900 Building $551,600
2024	$13,713.00
2023		$759,400 Land $237,800 Building $521,600	$759,400 Land $237,800 Building $521,600
2022	$13,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	37 (1992–2016)
Claims Outside the SFHA	15 of 37
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 21 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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