Monmouth County and Little Silver Borough property record for 441 Prospect Ave, Little Silver, NJ 07739
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1914 |
| Lot Size | 0.233 acres (10,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Mar 2026) |
| Tax Bill | $10,562 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00038-0000-00017 |
| Primary APN | 25-00038-0000-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 864 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,163 sqft (0.233 acres) |
| Lot Dimensions | 132 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 441 PROSPECT AVE |
|---|---|
| City | LITTLE SILVER |
| State | NJ |
| Zip | 07739-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 38 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LITTLE SILVER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 804200 |
441 Prospect Ave is owned and occupied by two individuals who bought it in March 2026.
Source: Monmouth County and Little Silver Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 PROSPECT AVE, LITTLE SILVER, NJ 07739-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Jul 22, 2024 · Amount on File |
| Deed Document Number | 202618489 |
| Deed Book / Page | 9782 / 4730 |
| Prior Transfer Date | Aug 3, 2012 |
| Prior Transfer Doc | 0089646060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 4, 2026 |
| Property Address | 441 PROSPECT AVE, LITTLE SILVER, NJ 07739-1404 |
| Document Number | 0097824730 |
| Book / Page | 9782 / 4730 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026018489 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | OBRIEN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 SYCAMORE AVE, LITTLE SILVER, NJ 07739-1221 |
| Name | Verified Name |
|---|---|
| Address | 441 PROSPECT AVE, LITTLE SILVER, NJ 07739-1404 |
| Document Number | 2026018490 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026018490 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 441 Prospect Ave was $10,562, up 2% from the year before.
Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Little Silver Borough |
| Elementary School District | Little Silver Borough School District (KG - 08) |
| Secondary School District | Red Bank Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806,700 (+9.76%) Land $537,300 Building $269,400 | $806,700 (+9.76%) Land $537,300 Building $269,400 | |
| 2025 | $10,562.00 (+19.95%) | $735,000 Land $516,800 Building $218,200 | $735,000 Land $516,800 Building $218,200 |
| 2024 | $8,805.00 | ||
| 2023 | $475,500 Land $241,100 Building $234,400 | $475,500 Land $241,100 Building $234,400 | |
| 2022 | $8,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 37 (1992–2016) |
| Claims Outside the SFHA | 15 of 37 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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