Monmouth County and Little Silver Borough property record for 450 Prospect Ave, Little Silver, NJ 07739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,466 sqft · built 1962 |
| Lot Size | 0.364 acres (15,873 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,022 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00037-0000-00028 |
| Primary APN | 25-00037-0000-00028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Upper Floors Area | 925 sqft |
| Basement Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,873 sqft (0.364 acres) |
| Lot Dimensions | 248 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Patio Area | 350 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 450 PROSPECT AVE |
|---|---|
| City | LITTLE SILVER |
| State | NJ |
| Zip | 07739-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 37 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LITTLE SILVER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 804200 |
450 Prospect Ave is owned and occupied by two individuals.
Source: Monmouth County and Little Silver Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 PROSPECT AVE, LITTLE SILVER, NJ 07739-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 450 Prospect Ave was $12,022, up 18.5% from the year before.
Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Little Silver Borough |
| Elementary School District | Little Silver Borough School District (KG - 08) |
| Secondary School District | Red Bank Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918,700 (+9.81%) Land $572,800 Building $345,900 | $918,700 (+9.81%) Land $572,800 Building $345,900 | |
| 2025 | $12,022.00 (+18.51%) | $836,600 Land $551,000 Building $285,600 | $836,600 Land $551,000 Building $285,600 |
| 2024 | $10,144.00 | ||
| 2023 | $553,100 Land $241,600 Building $311,500 | $553,100 Land $241,600 Building $311,500 | |
| 2022 | $9,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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