460 Forest Dr, Morganton, GA 30560 Property Records

Fannin County property record for 460 Forest Dr, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 ba · 864 sqft · built 1988
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jul 2019)
Tax Bill	$809 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Mar 2018 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0005 001A`

Property Details

APN / Parcel Number

Primary APN	`0005 001A`
Alternative APN	`331`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	720 sqft
Attic Area	144 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	125,453 sqft (2.88 acres)
Terrain	Rolling
Porch	Porch
Porch Area	112 sqft
Deck Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	331
Old Parcel Number	0005001A
Street Address	460 FOREST DR
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL314 LT38 DB1304-705* 2.88 ACS
Legal Subdivision	ENCHANTING FOREST SD
Legal Block	B
Legal Lot Number	38
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	603 MIDDLEBROOKE TRL, CANTON, GA 30115-4516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 9, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	0001304705
Deed Book / Page	1304 / 705
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 31, 2019
Property Address	460 FOREST DR, MORGANTON, GA 30560
Document Number	001304/705
Book / Page	1304 / 705
Instrument Date	Jul 31, 2019
Instrument	2019-001658
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 FOREST DR, MORGANTON, GA 30560

Mortgage

Document Number	0000001304/0000000707
Date	Aug 2, 2019
Book Page	0000001304/0000000707
Instrument	002393170016

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 9, 2018
Property Address	460 FOREST DR, MORGANTON, GA 30560
Document Number	00792/1244
Book / Page	792 / 1244
Instrument Date	Mar 9, 2018
Instrument	2018-000543
Transaction Type	Transfer
Record Updated	May 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 CREEKWOOD TER, DECATUR, GA 30030-4509
Investor	Possibly a Property Investor

Mortgage

Document Number	001243/794
Date	Mar 13, 2018
Book Page	1243/794
Instrument	2258740021

Lender

Name	STEARNS LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (-25.92%)	$89,237 (+15.94%) Land $13,709 Building $75,528	$223,091 (+15.94%) Land $34,272 Building $188,819
2023		$76,970 (-1.23%) Land $13,709 Building $63,261	$192,424 (-1.23%) Land $34,272 Building $158,152
2022	$1,092.00	$77,927 Land $13,709 Building $64,218	$194,817 Land $34,272 Building $160,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: AT&T, T-Mobile USA.

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