197 Forest Dr, Morganton, GA 30560 Property Records

Fannin County property record for 197 Forest Dr, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,112 sqft · built 1992
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Tax Bill	$784 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0005 00118B`

Property Details

APN / Parcel Number

Primary APN	`0005 00118B`
Alternative APN	`323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Heated Area
1st Floor Area	920 sqft
Attic	Attic
Attic Area	192 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Porch	Slab
Porch Area	672 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	323
Street Address	197 FOREST DR
City	MORGANTON
State	GA
Zip	30560-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL314 DB1445-255* 1.72 ACS
Legal Subdivision	ENCHANTING FOREST SD
Legal Block	B
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records · APN 0005 00118B

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 FOREST DR, MORGANTON, GA 30560-4243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021
Deed Sale	Jul 30, 2021
Prior Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	20212529
Deed Book / Page	1445 / 255
Prior Transfer Date	May 10, 2004
Prior Transfer Doc	0572000595
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	197 FOREST DR, MORGANTON, GA 30560-4243
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 FOREST DR, MORGANTON, GA 30560-4243

Mortgage

Document Number	0000001582/0000000375
Date	Nov 29, 2023
Book Page	0000001582/0000000375

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	197 FOREST DR, MORGANTON, GA 30560-4243
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 FOREST CRES, BLUE RIDGE, GA 30513-4775

Mortgage

Document Number	0000001445/0000000260
Date	Aug 06, 2021
Book Page	0000001445/0000000260

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 30, 2021
Property Address	197 FOREST DR, MORGANTON, GA 30560-4243
Document Number	1445/255
Book / Page	1445 / 255
Instrument Date	Jul 30, 2021
Instrument	2021-002529
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 FOREST DR, MORGANTON, GA 30560-4243

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (-27.74%)	$86,519 (+13.14%) Land $8,187 Building $78,332	$216,297 (+13.14%) Land $20,468 Building $195,829
2023		$76,474 (-1.26%) Land $8,187 Building $68,286	$191,184 (-1.26%) Land $20,468 Building $170,716
2022	$1,085.00	$77,448 Land $8,187 Building $69,261	$193,621 Land $20,468 Building $173,153

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 35 locations within half a mile of this property.

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